Relova Blog

Blog/April 10, 2026

How to Move to the Netherlands in 2026: DAFT Visa, Highly Skilled Migrant, and Expat Life

By Relova Team

How to move to Netherlands 2026: HSM €6,245/mo 30+ or €5,688 under 30, DAFT for US founders, 30% ruling phased 30/20/10, Amsterdam rent €1,800–2,500; verify…

How to move to Netherlands 2026 for skilled workers often hinges on the Highly Skilled Migrant salary floors frequently quoted at €6,245/month for applicants 30+ and €5,688/month for those under 30 in 2026 planning tables (verify IND annually). Americans building businesses look to DAFT (Dutch-American Friendship Treaty) for self-employed routes, while graduates explore orientation year permits. Tax-wise, the 30% ruling is now commonly described as phased: 30% for the first 20 months, 20% next 20, 10% final 20—confirm your eligibility timing with a Dutch tax advisor. Rent pain: Amsterdam one-bedroom estimates €1,800–2,500/month; Rotterdam often €1,300–1,800. Compare with Europe nomad visas, low-tax framing, and banking abroad.

Table of Contents

Getting your visa and residency right

Expect HSM 30+ at €6,245/mo (IND tables). HSM under 30 sits near €5,688/mo (IND tables). DAFT is typically US treaty self-employed (Lawyer).

What it actually costs each month

HSM €6,245/mo 30+ or €5,688 under 30, DAFT for US founders, 30% ruling phased 30/20/10, Amsterdam rent €1,800–2,500.

The figures that matter

RouteCommon salary / ruleVerify
HSM 30+€6,245/moIND tables
HSM under 30€5,688/moIND tables
DAFTUS treaty self-employedLawyer

Frequently Asked Questions

What does How to move to Netherlands 2026 realistically cost each month?

HSM €6,245/mo 30+ or €5,688 under 30, DAFT for US founders, 30% ruling phased 30/20/10, Amsterdam rent €1,800–2,500. Layer in health cover, mobility, and a contingency for deposits before calling it your real monthly spend.

How do I stay legally for How to move to Netherlands 2026?

HSM 30+ is typically €6,245/mo (IND tables). Read the small print on renewal and time-in-country rules, since they often matter more than the entry threshold.

What comes first when preparing How to move to Netherlands 2026?

Start by pressure-testing the headline number — HSM €6,245/mo 30+ or €5,688 under 30, DAFT for US founders, 30% ruling phased 30/20/10, Amsterdam rent €1,800–2,500 — against your real numbers, then sequence appointments before signing a lease or wiring a deposit.


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